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Financial Institution Credit Card Programs Get a Competitive Boost with Fully Managed Option from Fiserv

Credit history Option gives a contemporary, turnkey digital-to start with credit rating card answer for financial institutions and credit unions

BROOKFIELD, Wis., October 26, 2021–(Business WIRE)–Fiserv, Inc. (NASDAQ: FISV), a main global service provider of payments and financial products and services technologies solutions, today announced it is empowering economical institutions to provide a digital-very first branded credit card application for shopper and tiny company cardholders, getting rid of the operational complexity and cost of immediate card issuance.

Credit Selection from Fiserv is an ground breaking new possibility for credit card issuance to buyers and firms. For Fiserv economical establishment consumers, Credit rating Preference supplies a totally managed encounter from software administration to credit history decisioning to operational excellence factors these types of as compliance, servicing, possibility, billing and reconciliation. Credit history Preference makes it possible for Fiserv debit processing consumers to supply buyers a unified digital debit and credit rating card knowledge accessed by way of the exact same app and authentication procedure. Cardholders get the entire added benefits of a modern day, digital knowledge as a result of abilities just lately acquired by means of OnDot and SpendLabs.

“Smaller money services companies deal with a tricky choice when it comes to credit score card issuance. They understand that national issuers frequently use credit score cards as an entry stage to set up associations in a sector, and then cross-provide supplemental credit score and deposit offerings,” explained Brian Riley, Director, Credit history Advisory, Mercator Advisory Group. “With Credit score Decision an institution can shift workload to an economical spouse, though continue to protecting the account marriage. Establishments can deliver credit score card choices with obtain to a lot of Fiserv capabilities.”

Integrated with Credit history Alternative is accessibility to an array of finest-in-class Fiserv abilities this kind of as digital card administration, actionable plan analytics, and a strong platform for servicing men and women, little corporations and commercial credit card programs. Cardholders can conveniently get, use and manage their cards and see their paying out by their monetary institution’s on-line or cell banking application. Cardholders advantage from quick digital card issuance, increased command of their cards and enriched transaction information. In addition, for organizations, staff members and supervisors will have sturdy features spanning onboarding, card administration, AI-enabled price management, digital playing cards, reporting and analytics, and authorization workflows, all from the ease of their mobile gadget or from a condition-of-the-artwork web working experience

“Without the need of a robust credit rating card method, monetary institutions threat losing their consumer and business enterprise customers to aggressive offerings,” explained Himanshu Patel, Head of Card Solutions at Fiserv. “Fiserv is now delivering our money establishment purchasers a turnkey credit history card system option that eliminates the headaches connected with immediate credit history card issuance, providing earth-course digital know-how and a unified cardholder practical experience concerning debit and credit.”

In a world moving speedier than ever ahead of, Fiserv can help clientele produce options in move with the way people today are living and work these days – monetary companies at the velocity of lifestyle. Study a lot more at

About Fiserv

Fiserv, Inc. (NASDAQ: FISV) aspires to transfer dollars and information in a way that moves the world. As a world-wide leader in payments and monetary know-how, the enterprise aids consumers attain finest-in-class results as a result of a determination to innovation and excellence in regions including account processing and electronic banking methods card issuer processing and network services payments e-commerce merchant acquiring and processing and the Clover® cloud-based mostly issue-of-sale remedy. Fiserv is a member of the S&P 500® Index and the FORTUNE® 500, and is amongst the FORTUNE World’s Most Admired Companies®. Go to and comply with on social media for a lot more details and the latest enterprise news.


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Media Relations:
Mark Jelfs
Supervisor, Community Relations
Fiserv, Inc.
[email protected]

Extra Call:
Ann S. Cave
Vice President, Exterior Communications
Fiserv, Inc.
[email protected]